(Corporate programs for employees and management of organizations and enterprises)

Voluntary medical insurance

• Out-patient-polyclinic servicing
• Dentist’s services
• Emergency aid
• Scheduled and emergency stationary medical aid
• Pharmacy servicing

And as well:

• Support during pregnancy
• Obstetric aid
• Sanatorium treatment etc

Travel insurance

Accident insurance

Insured risks:

• Death
• Full or partial permanent disability (physical disability of I, II, III groups)
• Temporary incapacity
• Physical trauma
• Hospitalization
• Revealing of deathly diseases

Insurance terms:

• 24 hours per day
• Only in working hours, including trips for work and from work
• Only in working hours, except for trips for work and from work

Accumulative life insurance

• for endowment up to a specified date
• for death within established period
• for the case of establishment of full or partial permanent disability

Pension insurance of the employees

• Only at the employer’s expense
• With joint participation of the employer and the employee