Interest:

• buildings and Constructions (including repair and finishing work);
• utilities, basic and auxiliary facilities equipment;
• office and sales equipment, tools and inventory, furniture;
• stock of raw and other materials, semi-finished and finished products, production for sales, temporary stock production;
• other property.

Scope of cover:

• fire, lightning, gas explosion, aircraft impact;
• explosion of technological equipment under pressure;
• acts of God and natural hazards;
• water damage caused by leak from sewer, water, heating and fire – protection systems;
• malicious actions of third parties ;
• mechanic impact, including vehicle collision;
• break of windows, mirrors, glasses.

• machinery breakdown;
• electronic equipment breakdown;
• business interruption and loss of profit as a result of material damage to the property insured;
• terrorism;

Standard exclusions:

• noise exposure, contamination and other similar perils;
• war risks, civil commotions, riots and other similar perils;
• risks connected with the influence of nuclear explosion and radiation hazards.